Quick decision, think InstantKash.

Fast, simple financing for individuals and businesses in Nigeria. Loans, device and asset financing, airtime and data, all in one place.

Financing and digital services built around you

Whether you need short-term cash, capital for your business or a device you can pay for over time, InstantKash has an option for you.

Payday Loans

Short-term support for individuals who need money before the next paycheque, for bills, emergencies or urgent needs.

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SME Loans

Working capital and expansion funding to keep your business stocked, staffed and growing.

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Device & Gadget Financing

Get phones, gadgets and equipment now and pay through manageable arrangements instead of upfront.

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Hire Purchase

Acquire tricycles and other approved productive assets, and own them by paying in structured instalments.

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PayGo Financing

Flexible pay-as-you-go plans for items such as inverters and mobile phones, so power and connectivity stay within reach.

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Airtime & Data

Top up airtime and buy data subscriptions conveniently, alongside your other InstantKash services.

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How it works

Getting financing should not feel complicated. Here is what to expect.

Courteous Loan Collection Process At InstantKash, we believe that every customer deserves to be treated with respect, kindness, and dignity — even when a payment is overdue. Our approach to loan collection is simple: we communicate, we listen, and we support.

We will always aim to contact you professionally and respectfully, without harassment, intimidation, or unnecessary pressure. If you’re experiencing difficulties with repayment, please don’t feel embarrassed or afraid to reach out. We’re here to listen, understand your situation, and help you find a suitable way forward. At InstantKash, we say no to harassment and yes to respectful, compassionate customer service.

Reach out

Contact us by phone, WhatsApp, email or the form below and tell us which service you need.

Get a quick decision

Our team reviews your request and confirms the terms and requirements clearly, before you commit.

Receive and repay

Get your funds or approved item, then repay on the schedule agreed with us.

About Quick Services Business Concept

Quick Service Limited is a customer-first finance company helping individuals and businesses access funding with speed, clarity and confidence. We bridge the gap between ambition and affordability through flexible financing solutions, structured hire purchase and straightforward lending. Our approach is built around transparent terms, fast decisions and a commitment to making finance simple and accessible. Whether you’re looking to purchase essential assets, support business growth or manage a significant expense, Quick Service Limited provides practical funding solutions designed around your needs.

Our aim is to become a convenient financial and digital services platform for individuals, entrepreneurs and businesses: reducing delays and giving people a straightforward way to access funds and acquire the products and assets they need.

We operate with the regulatory documentation and approvals required for our business activities, giving our services a structured, responsible foundation.

FastQuick decisions and minimal waiting.
SimpleClear steps and plain-language terms.
ConvenientLoans, assets, airtime and data on one platform.
Customer-focusedResponsible service built around your needs.

Need funds or an asset today?

Talk to our team and get a quick decision.

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Frequently asked questions

Can't find your answer? Contact us and we'll be glad to help.

Who can apply for InstantKash financing?

Individuals and businesses in Nigeria. Eligibility depends on the product you choose, and our team will confirm requirements when you enquire.

What do I need to apply?

Requirements vary by product. Contact us and we will tell you exactly what is needed for your request.

How quickly will I get a decision?

Speed is at the heart of InstantKash. We review requests promptly and keep you updated on the outcome.

Which items can be financed?

Approved devices, gadgets and equipment, including mobile phones, inverters and tricycles, through Hire Purchase and PayGo plans.

Can I buy airtime and data?

Yes. Airtime and data subscriptions are part of our services. Contact us to get started.

Contact us

Send us a message and we will get back to you. For the fastest response, use WhatsApp.

Phone

07041004673

07041004676

WhatsApp

07041004692

Emailsupport@instant-kash.com
Office address12 Olakunle Ojo street, Amje Agbado Oke Odo, Alimosho Lagos Nigeria

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